Prepaid credit card
Money is great. It’s actually my favorite. My favorite what? I don’t know, just my FAVORITE. What’s great about money today is that it comes in so many forms. You can give someone cash, a gift card, a prepaid credit card, a virtual credit card, a check, etc. It’s pretty amazing, if you think about it. Having the ability to send money from one place to another almost instantly with a virtual credit card is amazing. The fact that you can hold so much money in a piece of plastic that is easily transferable and “giftable” is great, too. Gift cards are always nice, especially if it’s to your favorite store. A prepaid credit card, especially a prepaid Visa card, is a little bit nicer though, lol. It is basically the same idea as a gift card. You put a set amount on the prepaid credit card and give it to whoever you want to. If it’s a prepaid Visa card, then you can use it anywhere Visa is accepted, just like any other Visa credit card (only this has a set limit/amount of course). I mean, I got a few gift card from stores that I shop at constantly (American Eagle, Microcenter, etc.), but getting a prepaid Visa card gives me a bit more flexibility in what I want to spend and where. Another difference here is that you usually can not use a gift card online, but if you shop on eBay or other online sites regularly, you can always use a prepaid Visa card or whatever prepaid credit card is accepted by that site. I like to buy clothes online on Karmaloop.com, simply because I can’t find those clothes anywhere else. They accept a bunch of prepaid credit cards, but I almost always use a prepaid Visa card there. Another thing about prepaid credit cards is that a name is pretty much never attached to them, so they’re also like an anonymous credit card which is great in that no one can steal your identity with them. Add in the fact that each card can only hold a set amount of money and you’re safe from any sort of identity theft. If you have a credit card and are buying things online and want this kind of safety, you can buy a virtual credit card from a site like www.www-card.com. You basically buy a virtual credit card (like a prepaid credit card) that you can use yourself or “send” to someone. It has a limit on spending, so if it is “stolen”, then your anonymous credit card can’t exceed that amount, which is much safer than if someone had gotten your “real” card. Anyways, read up on whatever you like, but think about it!